Wednesday, June 15, 2011

WHAT TO DO IF YOUR EMPLOYER DOESN'T HAVE WORKERS COMPENSATION INSURANCE

Texas is an unusual state in that it does not require an employer to carry workers compensation insurance. The cases against such employers are know as "non-subscriber" cases.

If your employer has workers compensation coverage, then you should report the injury to The Texas Insurance Department, Workers Compensation Division, 1-800-252-7031. You probably do not need an attorney if your benefits are paid and medical attention is furnished. If you have a more serious claim, one involving permanent disability or scarring or if your claim has been refused, you probably need an attorney. Although we do not handle this type of case, we can refer you to an attorney that does. We do not charge any fee for this service.

Many employers have a small accident policy that pays medical bills and for some loss of income. This is not workers compensation insurance. In cases of serious injury or death, we will review this employee benefit plan to determine if you have other rights. There is no charge for this review. Call 214 651 8218 for an appointment.

If your injury is serious and there is no workers compensation insurance, you may have a "non-subscriber" case. These cases are very technical and usually require an attorney. This is what we do. Call 214 651 8218 for an appointment.

In Texas an employer is required to furnish you with a safe place to work. If you are seriously injured because your employer did not furnish you with a safe place to work or otherwise caused your injury and the injury was not the result of your sole negligence, he must pay for your medical treatment, damages for your lost wages, your pain and suffering, your permanent disability, and your future loss or wages. Please call 214 651 8218, we may be able to help.
Take a look at us and what we have been able to do for others. Visit our website, http://www.mitchellgoff.com/ Then call 214 651 8218 for an appointment.

This information is provided only to help and is not legal advice. Response is not a contract for us to represent you. We cannot take action for you if you do not sign a contract of representation.

Ben A. Goff, attorney
214 651 8218

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