Tuesday, February 5, 2013

SHOULD YOU SETTLE A PERSONAL INJURY CASE WITHOUT AN ATTORNEY?



Assume that you have been injured in an car accident that is the other drivers fault. The insurance adjuster for the other driver wants to pay you money in return for a release of liability. Should you contact an attorney? Certainly.

First, most attorneys that handle personal injury cases, will review your case and give you an evaluation for free. In addition they will if they think the case is worthwhile, represent you on a contingent fee basis. This means that they will take as their fee a percentage of the amount that they get for you. Talk about a win, win situation.

Second,  who knows more about what a case is worth. The adjuster who has made you the offer. It is a safe bet that he has offered you less than it is worth, that after all is his job.

Third, you may be liable to give some of that money to your employer’s group insurance company, or in the case of an injury on the job its workers compensation insurance company or the hospital who treated you. This is called subrogation. You should have an attorney who represents you evaluate and negotiate those claims. Normally, the attorney will not charge for this service and it can save you thousands of dollars.

You have the ability with a visit to an attorney’s office to get the help you need to protect yourself and your family. Take it.

Ben A. Goff, personal injury attorney.

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